SHIF Deduction Calculator 2026 (Social Health Insurance)

Calculate your 2.75% Social Health Insurance Fund (SHIF) monthly deduction based on Gross Pay.

How it works

This tool uses real-time data from official sources (CBK, KRA, Safaricom) updated as of 5/1/2026. Calculations are based on the latest 2026 finance regulations.

Social Health Authority & SHIF Regulations Guide

The Social Health Insurance Fund (SHIF) replaces the old NHIF scheme, creating a comprehensive framework for universal healthcare in Kenya. Administered by the Social Health Authority (SHA), it requires mandatory contributions from all resident individuals.

Key Facts About SHIF Deductions & Registration:

  • Contribution Rate: The rate is flat at 2.75% of your gross monthly income, with no upper limit or cap. The minimum contribution is KES 300.
  • Registration Mandate: Every Kenyan citizen must register on the official SHA web portal to qualify for primary, secondary, and emergency medical covers.
  • Compliance Deadlines: Like other statutory levies, SHIF contributions must be remitted by employers by the 9th day of every month.